Many people believe negotiating a car lease is complicated or mysterious. In reality, it follows the same basic principles as negotiating the purchase of a car loan. The key difference is that lease payments are calculated from several factors, and if you don’t understand those factors, it’s easy for a dealer to shift numbers around in ways that make a deal look better than it actually is. If you approach the process correctly and focus on the right numbers, negotiating a lea

Use this comprehensive car lease payment calculator to calculate a car lease monthly payment when you know, or can estimate, the key factors that make up a lease deal. You also see how your lease deal rates on a scale of 1 to 5 Remember that PRICE is the only major factor that you can negotiate in a lease deal. Don't pay MSRP when leasing!

Any car lease deal is made up of several parts, any or all of which affect the monthly payment — and whether it's a good or bad deal. Let's take a look: MSRP (Manufacturer's Suggested Retail Price) It's the sticker price. Dealers sometimes add to this price to make it seem "official." The higher the sticker price, usually the higher the cost of a lease deal. For most cars, you should expect the dealer to discount the MSRP. Negotiated Net Cost (Capitalized Cost) You can normal